Mobi is more than just a ride-hailing application. We have created an application that makes it possible to make passive income, pay bills, buy airtime and get a ride to wherever you need to go quickly. The founders of Mobi saw what Kenyans were going through and built something tailor-made to fit their unique needs as Kenyans. The idea originated in Silicon Valley but was born in Kenya for Kenyans, a country with incredible potential, but 40% of the population lives in abject poverty. This is a problem that requires tailor-made solutions that address the unique circumstances Kenyans face every day.
Partners who drive for the other digital ride-hailing applications complain bitterly about enslavement. High maintenance costs, skyrocketing fuel prices, and discounts drivers are forced to pay for, combined with price wars between top competitors. This means that innovations that come from the west, as innovative and brilliant as they are, must have a powerful philanthropic component to address the ever-present and desperate conditions in this nation. For this reason, Mobi chose to be more than just a system for convenient transportation. It is a passive income system for economic empowerment, built on the necessity of transport. It is a system that harnesses our momentum as a society and uses it to create opportunities for the redistribution of resources based on merit.
Powershares are ultimately social economic empowerment systems that provide opportunities for passive income for their participants. Mobi chooses to be generous with resources because we believe that they will soon lift you when you lift others.
Mobi operates similar to other ride-hailing solutions for the provision of quick rides. A Mobi user downloads the app and requests a ride to pick them up. After accepting the ride, the nearest driver is notified and proceeds to pick up the rider and drive them to their destination.
Mobi gives the driver 82% of the fare charged to the passenger, and the remaining 18% is divided among Mobi and the participants who have referred others. This is 14% to Mobi and keeps paying 4% to referees every time their referral uses the application.
Mobi also provides in-app bill pay services (Kenya Power), KPLC, prepaid and postpaid, airtime top-up, NHIF and other services, which will be made possible through additional integrations with numerous merchants and service providers.
Mobi also provides courier services. Drivers, Boda Boda (motorcycle drivers), and bicycle riders can be sent on errands to deliver packages if necessary. In a fascinating new service addition, on-foot Mobi delivery partners can deliver packages to a destination within a 5 km radius. This service is nicknamed “Migusubishi’. On foot or rollerblade, Mobi partners can get gig-work and deliver small packages to destinations where parking may not be possible. This can create gig-work for those who may not be able to afford a bicycle, motorcycle, or motor vehicle but can run (or rollerblade) from point A to point B. Such deliveries are less than Kshs 500 and can provide financial inclusion for the youth, who will also be able to refer drivers and riders to Mobi and generate passive income.
Mobi also provides in-app instant prepaid virtual cards which can be topped up directly from their e-wallet, providing Mobi users with Visa card payment access to millions of online services around the world, including Amazon, Ali Baba, Google, Netflix, Apple, Facebook, Microsoft, IBM, Adobe, and millions of others around the globe who all accept Visa card payments.
Mobi seeks first to empower its users and give them a gateway to the world of economic inclusion.
A. As many as you possibly can! There is no limit on how many users you can sign up with. Just make sure they enter your Mobi handle during the registration process. So when you are introducing someone to Mobi, they will need to fill in “Who referred you to Mobi?” They will enter your Mobi-handle spelt correctly, and the system will find the name and automatically secure the connection (e.g. @Muthoni1) during their registration process. Once they register on the app, that’s it! You will be paid 4% of the fare every time they use the application forever, whether they are drivers or riders, at no extra cost to them! Mobi foots the bill. That is, whether they used Mobi to deliver a package, take a ride, or pay a bill! And all of this is at no extra expense to the driver. The driver takes home 82% of the trip fare per trip. The ride-sharing economy is not a sharing economy if the company is not sharing resources.
Every time your referral uses Mobi, 4% of their fare is automatically deposited into your Mobi E-Wallet in the form of points. One point is equal to one Kenya Shilling. So if someone you referred took a ride and the trip fare was Kshs 500, your Mobi wallet will receive 20 points instantly (4% of Kshs 500). You will have made Kshs 20 passively. Mobi points can be withdrawn directly from your wallet to the Safaricom M-Pesa number you registered with during the sign-up process. You will receive an M-Pesa payment confirmation from Mobi Solutions Ltd. Withdrawals are free if made once every two weeks. However, emergency withdrawals are allowed. A withdrawal fee for withdrawals is made before the two-week deadline. Mobi encourages a culture of saving money so that users can invest in things that pay them instead of investing in something that only drains their wallets. To withdraw, go to your Mobi e-wallet, enter the number of points you wish to draw, and tap the “withdraw points” button. You will need to enter your Mobi PIN (nobody from Mobi will ever ask you for your PIN- PIN Yako, Siri Yako), and we will complete your request.